Can I do a direct deposit to the employees' bank account?

Yes, you can directly deposit the reimbursements to the employees account if you have set up CSG Forte or ICICI Bank reimbursement for your Zoho Expense organization. You can reimburse via ACH if you have the US and Canada editions of Zoho Expense. Reimbursements via ICICI Bank can be done only in the Indian edition of Zoho Expense.