Zoho Expense has three default user roles, namely: Submitter, Approver, and Admin. However, the admins can create new user roles and configure permissions.
Here are the functions that each user role can perform:
Submitter: Can upload receipts, create expenses, create and submit expense reports for approval. Submitters are usually the users of the organization.
Approver: Can perform all the actions of a submitter, and also has permission to approve submitted reports (including their own reports). Approvers are usually the team leaders and managers.
Admin: Can access all the modules of Zoho Expense, configure preferences, assign user roles, and perform any action. Admins are usually the managers, the finance team, and the travel desk.