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FREE
STANDARD
PREMIUM
ENTERPRISE
Plan Information
Billed Annually Free for 3 users ₹ 99/user/month £ 4 /user/month £ 6 /user/month
Billed Monthly Free for 3 users ₹ 199/user £ 6 /user £ 10 /user
Additional user NA ₹ 199/user £ 6 /user £ 10 /user
Minimum user count NA 3 3 500
Receipts and Expenses
Bulk upload receipts ✓ ✓ ✓ ✓
Offline upload (mobile apps) ✓ ✓ ✓ ✓
Multi-currency expenses ✓ ✓ ✓ ✓
Automatic exchange rate conversion ✓ ✓ ✓ ✓
Mileage expenses ✓ ✓ ✓ ✓
Mileage tracking via GPS ✓ ✓ ✓ ✓
Billable expenses ✓ ✓ ✓ ✓
Automated Expense reminders ✓ ✓ ✓ ✓
VAT tracking ✓ ✓ ✓ ✓
Expense delegation ✗ ✓ ✓ ✓
Receipt storage limit 5 GB ✓ ✓ ✓
Receipt forwarding email address ✗ ✓ ✓ ✓
Receipt autoscan ✗ ✗ ✓ ✓
Per diem automation ✗ ✗ ✓ ✓
Cards
Connect personal cards ✓ ✓ ✓ ✓
Card statement upload ✓ ✓ ✓ ✓
Corporate Card Management ✗ ✓ ✓ ✓
Commercial card feeds (Amex, Mastercard and Visa) ✗ ✓ ✓ ✓
Automatic assignment of card owners COMING SOON ✗ ✓ ✓ ✓
Auto matching ✗ ✓ ✓ ✓
Auto categorization based on MCC COMING SOON ✗ ✓ ✓ ✓
Flag personal expense on corporate cards ✗ ✓ ✓ ✓
Card spend dashboard for Admins ✗ ✓ ✓ ✓
Corporate card reconciliation dashboard ✗ ✓ ✓ ✓
Automated reminders ✗ ✓ ✓ ✓
Expense reports
Cost allocation ✓ ✓ ✓ ✓
Expense report PDF ✓ ✓ ✓ ✓
Excel/CSV download ✓ ✓ ✓ ✓
Cash advances ✗ ✓ ✓ ✓
Trip allocation ✗ ✗ ✓ ✓
Report types ✗ ✗ ✓ ✓
Expense report automation ✗ ✗ ✓ ✓
Report submission reminders ✗ ✗ ✓ ✓
Auto-submission of expense reports ✗ ✗ ✓ ✓
Trips
Travel requests ✗ ✗ ✓ ✓
Itinerary management ✗ ✗ ✓ ✓
Mark Itinerary as personal ✗ ✗ ✓ ✓
Travel policy ✗ ✗ ✓ ✓
Travel allowance/advance automation ✗ ✗ ✓ ✓
Traveler profile management ✗ ✗ ✓ ✓
Travel document management ✗ ✗ ✓ ✓
Corporate Travel desk management ✗ ✗ ✗ ✓
Travel agent allocation ✗ ✗ ✗ ✓
Share offline ticket options ✗ ✗ ✗ ✓
Ticket Cost approval ✗ ✗ ✗ ✓
GDS PNR parsing ✗ ✗ ✗ ✓
Travel manager ✗ ✗ ✗ ✓
Attendance marking on HRMS ✗ ✗ ✗ ✓
Approvals
Simple approval ✓ ✓ ✓ ✓
Approval delegation ✗ ✓ ✓ ✓
Overdue reminders ✗ ✓ ✓ ✓
Hierarchical approval ✗ ✓ ✓ ✓
Grade based approval ✗ ✗ ✓ ✓
Designation based approval ✗ ✗ ✓ ✓
Project based approval ✗ ✗ ✓ ✓
Exceptional approvals ✗ ✗ ✓ ✓
Adhoc approvers ✗ ✗ ✓ ✓
Parallel approval routing COMING SOON ✗ ✗ ✓ ✓
Custom approval workflows ✗ ✗ ✓ ✓
Automatic approvals/rejection ✗ ✗ ✓ ✓
Approval Overdue workflow COMING SOON ✗ ✗ ✓ ✓
Approval hierarchy sync from HRMS ✗ ✗ ✗ ✓
Allocations
Customer ✗ ✓ ✓ ✓
Project ✗ ✓ ✓ ✓
Accounting codes ✗ ✓ ✓ ✓
Tags ✗ ✓ ✓ ✓
Attendees ✗ ✓ ✓ ✓
Cost Centers ✗ ✓ ✓ ✓
Locations ✗ ✓ ✓ ✓
Custom codes ✗ ✗ ✓ ✓
Budgets
Budget Management ✗ ✗ ✓ ✓
Budget vs Actuals report ✗ ✗ ✓ ✓
Budget insights during approval COMING SOON ✗ ✗ ✓ ✓
Set Budget threshold ✗ ✗ ✓ ✓
Threshold Exceeded alerts ✗ ✗ ✓ ✓
Block approval based on threshold limits COMING SOON ✗ ✗ ✓ ✓
Control
Number of policies 1 3 25 ✓
Expense rules Basic Advanced Custom Custom
Duplicate detection ✗ ✓ ✓ ✓
Hard copy receipt collection ✗ ✓ ✓ ✓
Custom rules ✗ ✗ 5 per policy ✓
Blocking rules ✗ ✗ ✓ ✓
Fraud detection ✗ ✗ ✓ ✓
Verifier role COMING SOON ✗ ✗ ✓ ✓
Payment/Settlement
Manual reimbursement ✓ ✓ ✓ ✓
Direct deposits (US, Canada, and India) ✗ ✓ ✓ ✓
Bank file export ✗ ✗ ✓ ✓
Syncing settlement file to any ERP/payroll software ✗ ✗ ✓ ✓
Automated settlement notifications ✗ ✗ ✓ ✓
Bulk Payments COMING SOON ✗ ✗ ✓ ✓
Business/Finance Operations
Custom report export ✗ ✓ ✓ ✓
Multi-location management ✗ ✗ ✗ ✓
Multi-branch management* ✗ ✗ ✗ ✓
Multi-GSTIN support (Only India)* ✗ ✗ ✗ ✓
Multiple Base currency ✗ ✗ ✗ ✓
Branch Admin user role COMING SOON ✗ ✗ ✗ ✓
Custom configurations ✗ ✗ ✗ ✓
Audit and Compliance
GDPR ✓ ✓ ✓ ✓
SOC 2 Type 2 ✓ ✓ ✓ ✓
ISO 27001 ✓ ✓ ✓ ✓
ISO 9001 ✓ ✓ ✓ ✓
Data and receipt backup ✓ ✓ ✓ ✓
Scheduled backup ✓ ✓ ✓ ✓
Manage PII data ✓ ✓ ✓ ✓
Tax compliance ✓ ✓ ✓ ✓
Sunshine Act (US only) ✓ ✓ ✓ ✓
Mileage rates ✓ ✓ ✓ ✓
Basic audit trail report ✗ ✓ ✓ ✓
Auditor role COMING SOON ✗ ✗ ✓ ✓
Custom Exchange Rates ✗ ✗ ✓ ✓
Per diem rates ✗ ✗ ✓ ✓
Advanced audit trail report ✗ ✗ ✗ ✓
Automation
Approvals Simple approval Advanced approval Advanced approval Advanced approval
Workflow rules: 0 3 25 ✓
   – Alerts (Email / In-app notifications) ✗ ✓ ✓ ✓
   – Webhooks ✗ ✗ ✓ ✓
   – Field updates ✗ ✗ ✓ ✓
   – Custom functions ✗ ✗ 25 100
Expense report automation ✗ ✗ ✓ ✓
SMS Notification ✗ ✗ ✓ ✓
Customization
Basic form customization ✓ ✓ ✓ ✓
Custom user roles ✗ ✓ ✓ ✓
Custom Views ✗ ✓ ✓ ✓
Web tabs ✗ ✓ ✓ ✓
Additional fields ✗ ✗ ✓ ✓
Lookup fields ✗ ✗ ✓ ✓
Page Layouts ✗ ✗ ✓ ✓
Custom Modules ✗ ✗ 5 25
Custom buttons ✗ ✗ ✓ ✓
Custom links ✗ ✗ ✓ ✓
Custom schedulers ✗ ✗ 10 100
Related Lists COMING SOON ✗ ✗ ✓ ✓
Data Administration
Data and receipt backup ✓ ✓ ✓ ✓
Scheduled backup ✓ ✓ ✓ ✓
Default user roles: ✓ ✓ ✓ ✓
   – Submitter ✓ ✓ ✓ ✓
   – Approver ✓ ✓ ✓ ✓
   – Admin ✓ ✓ ✓ ✓
   – Accountant COMING SOON ✗ ✓ ✓ ✓
   – Travel Desk COMING SOON ✗ ✗ ✓ ✓
Custom report export ✗ ✓ ✓ ✓
Bank file export ✗ ✗ ✓ ✓
Custom user roles ✗ ✓ ✓ ✓
Collaboration
Comments ✓ ✓ ✓ ✓
Common chat bar ✓ ✓ ✓ ✓
Initiate contextual chat conversation COMING SOON ✗ ✓ ✓ ✓
In-app notifications ✗ ✗ ✓ ✓
Integrations
– Accounting and ERP
Zoho Books ✓ ✓ ✓ ✓
QuickBooks Online ✓ ✓ ✓ ✓
Xero ✓ ✓ ✓ ✓
Sage One* ✓ ✓ ✓ ✓
QuickBooks Desktop (US and Canada only) ✗ ✓ ✓ ✓
Oracle ✗ ✗ ✗ ✓
SAP ✗ ✗ ✗ ✓
Netsuite ✗ ✗ ✗ ✓
Microsoft Dynamics ✗ ✗ ✗ ✓
– Online reimbursement
Forte (US and Canada) ✗ ✓ ✓ ✓
ICICI Bank (India) ✗ ✓ ✓ ✓
– Travel
Sabre GetThere ✗ ✗ ✓ ✓
Itilite ✗ ✗ ✓ ✓
– Ride Hailing apps
Uber ✓ ✓ ✓ ✓
Lyft ✓ ✓ ✓ ✓
OLA ✓ ✓ ✓ ✓
– Zoho Suite
Zoho CRM ✓ ✓ ✓ ✓
Zoho People ✓ ✓ ✓ ✓
Zoho Projects ✓ ✓ ✓ ✓
Zoho Invoice ✓ ✓ ✓ ✓
Zoho Cliq ✓ ✓ ✓ ✓
Zoho Analytics ✓ ✓ ✓ ✓
– Other integrations
G Suite ✓ ✓ ✓ ✓
Office 365 ✓ ✓ ✓ ✓
Slack ✓ ✓ ✓ ✓
Amazon Business ✓ ✓ ✓ ✓
– Direct feeds
Visa ✗ ✓ ✓ ✓
Mastercard ✗ ✓ ✓ ✓
AMEX ✗ ✓ ✓ ✓
– Cloud storage
Zoho Docs ✓ ✓ ✓ ✓
Dropbox ✓ ✓ ✓ ✓
box ✓ ✓ ✓ ✓
Google Drive ✓ ✓ ✓ ✓
OneDrive ✓ ✓ ✓ ✓
Evernote ✓ ✓ ✓ ✓
Mobile apps
iOS ✓ ✓ ✓ ✓
Android ✓ ✓ ✓ ✓
iPad ✓ ✓ ✓ ✓
Mac ✓ ✓ ✓ ✓
Apple watch ✓ ✓ ✓ ✓
Security
SSL encryption ✓ ✓ ✓ ✓
Multi-factor authentication ✓ ✓ ✓ ✓
Role-based access permission ✗ ✗ ✓ ✓
Single Sign On (SAML) ✗ ✗ ✗ ✓
IP Restriction ✗ ✗ ✗ ✓
Support
Support hours 8 hours x 5 days Based on the support plan Based on the support plan Based on the support plan
Email ✓ ✓ ✓ ✓
Call ✗ ✓ ✓ ✓
Live Chat ✗ ✗ ✗ ✓
Basic ✓ ✓ ✓ ✓
Classic ✗ ✓ ✓ ✓
Premium ✗ Paid Paid Paid
Dedicated account manager ✗ ✗ ✗ ✓
* Features available for early access

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  • "The best thing that I like about Zoho Expense is how it allows everyone to convert a paper receipt into a digital format by snapping it with their mobile's camera. Without Zoho Expense, we would probably be using another system with a less optimal balance between costs and features."

    Eva Versloot
    Head of Finance, foodpanda

  • "Expense reporting has been so easy after we started using Zoho Expense. The efficiency of expense reporting and reimbursement has improved multifold."

    Siddharth Dhamija
    Razorpay

  • "Not just for all business teams, Zoho has helped the accounting team as well. Expense related reports are all available at one place. A remarkable thing about the Zoho experience, is the constant support they give us, for every little query. Zoho has made life easier for us."

    Hector Beverages
    Paperboat
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