How to Accept Payments

Zoho Payments is built to simplify the way you collect payments. Whether you use it as a standalone application or connect it to your Zoho Finance apps, Zoho Payments helps you collect payments in the way that best suits your business.

Payments via Standalone Options

If you’re using Zoho Payments as a standalone application, here’s how you can collect payments:

• API Integration: Integrate Zoho Payments into your website or mobile app using our APIs to accept payments through an embedded checkout widget. Refer to our Developer Docs for more details.
• Payment Links: Generate payment links that can be shared via email, or any messaging platform. Once shared, customers can pay securely and conveniently using their preferred payment method.

Payments via Zoho Finance Apps

If your business uses any of the Zoho Finance apps to manage finances, you can use Zoho Payments to collect payments for invoices, subscriptions, or payment pages. To do this, you will have to connect your account to a Zoho Finance app and then enable payment options to be able to collect payments.

Connect Your Account

If you created your Zoho Payments account from within a Zoho Finance app, it will be enabled by default. If you signed up through the Zoho Payments website, you can still connect it to your Zoho Finance apps and start collecting payments.

To do this, click Connect Now while setting up your account to link it to your finance app. Once linked, you’ll be able to use the same account to collect payments for your organization.

Enable Zoho Payments as a Payment Option

After connecting your account, enable Zoho Payments as a payment option in your Zoho Finance apps to let customers pay directly for invoices, subscriptions, payment pages, and payment links.

Enable for Invoices

Businesses creating invoices using any of the Zoho Finance apps can let their customers pay quickly and securely using Zoho Payments, making the payment process hassle-free.

To enable this as a payment option:

1. Go to Zoho Books, Zoho Invoice, Zoho Inventory, or Zoho Billing.
2. Create an invoice or edit an open one.
3. Scroll to the bottom of the invoice and you can find Payment Options.
4. Check the box near Zoho Payments to enable payments via this gateway.

Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.

Enable for Subscriptions

Your customers can easily make payments for their one-time and recurring subscriptions through Zoho Payments, ensuring an uninterrupted and reliable billing experience.

To enable:

1. Go to Zoho Billing.
2. Navigate to Subscriptions under Sales.
3. Create a new subscription with the necessary details.
4. Scroll to the bottom of the page and check Zoho Payments as a payment option.
5. Click Save

Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.

Enable for Online Store

Your customers can securely complete their purchases from your online store using Zoho Payments, providing a fast and reliable checkout process.

To enable:

1. Go to Zoho Commerce and click Settings.
2. Navigate to Payment Gateways under Integrations & Marketplace.
3. Click Checkout Preferences next to Zoho Payments and enable Show in Store.

Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.

Enable for Payment Pages

You can create payment pages to start collecting payments securely via Zoho Checkout or Zoho Billing.

• Payment Pages: You can create your payment page and share it with your customers to collect payments easily.
• Hosted Payment Pages: You can set up a hosted payment page and embed it on your website. This allows your customers to make payments directly through your site.