Payment Gateway
Payment Links
Embedded Checkout
Point-of-Sale (POS) Devices
Payouts
Connected Banking
Bharat Connect for Business
Accounting and Reconciliation
Subscriptions
Order to Payments
Online Checkout
Invoicing and Collections
Online Stores
Education
Non profit / NGO
Freelance
Retail Payments
Help Guide
FAQs
What's New
Blogs
API Docs
Academy
StayAlert
At your store counter
Accept walk-in payments on Zoho Payments POS devices with a simple touchscreen experience, instant receipts, and static QR with sound box confirmation on every sale.
Reserve your POS todayRun every retail payment from one platform
Accept payments across your counters, online store, and remote orders while every transaction stays connected to your business apps.
Go omnichannel. Sell wherever your customers are.
In your online store
Add a checkout that works with Zoho Commerce, without setting up a separate third-party gateway or relying on developer effort. Orders and payments land together for easier tracking.
Explore online payments
Everywhere else
Share payment links over WhatsApp, SMS, or email in seconds, without needing a website. For repeat buyers and memberships, set up recurring mandates to collect payments on schedule.
Learn about payment linksBuilt for the way retail runs
Every payment method customers expect
Let customers pay the way they prefer with UPI, cards, net banking, and other supported payment methods.
Faster settlements
Receive payouts faster and stay in control with a clear view of paid, settled, and upcoming amounts from one place.
One portal for every outlet
Monitor collections across stores, counters, and sales channels without switching between multiple payment systems.
Reconcile payments faster
Reduce manual matching by syncing payment data with Zoho and other business apps your finance team already uses.
Made for every kind of retailer
Single-store retailers and boutiques
Manage daily sales without letting payment follow-ups slow you down.
- Accept walk-in payments through QR, card, or POS at the counter.
- Share payment links for phone, chat, or social media orders.
- Reduce end-of-day payment checks with synced transaction data.
Ecommerce and online-only stores
Keep online buyers moving from cart to confirmed order with fewer payment drop-offs.
- Add checkout to your storefront or app without a separate gateway setup.
- Support popular payment methods for faster customer decisions.
- Keep order and payment information together for easier tracking.
Multi-outlet chains and franchises
Get better visibility across locations without chasing store-level updates.
- Track collections, refunds, and settlements across outlets.
- View payment performance by store, counter, or sales channel.
- Standardize payment acceptance across franchise and branch teams.
Supermarkets and high-footfall stores
Keep billing counters moving during rush hours, weekends, and festive sales.
- Accept card, UPI QR, and contactless payments at busy counters.
- Confirm payments faster with POS receipts and sound box alerts.
- Reduce queue delays caused by slow or unclear payment confirmation.
Omnichannel and D2C
Support customers who move between web, store, chat, and assisted sales.
- Collect payments across online, in-store, and remote buying journeys.
- Handle web orders, counter sales, and payment links through connected flows.
- Give teams a consistent way to track payments, refunds, and customer transactions.
Made for every kind of retailer
Single-store retailers and boutiques
Manage daily sales without letting payment follow-ups slow you down.
- Accept walk-in payments through QR, card, or POS at the counter.
- Share payment links for phone, chat, or social media orders.
- Reduce end-of-day payment checks with synced transaction data.
Ecommerce and online-only stores
Keep online buyers moving from cart to confirmed order with fewer payment drop-offs.
- Add checkout to your storefront or app without a separate gateway setup.
- Support popular payment methods for faster customer decisions.
- Keep order and payment information together for easier tracking.
Multi-outlet chains and franchises
Get better visibility across locations without chasing store-level updates.
- Track collections, refunds, and settlements across outlets.
- View payment performance by store, counter, or sales channel.
- Standardize payment acceptance across franchise and branch teams.
Supermarkets and high-footfall stores
Keep billing counters moving during rush hours, weekends, and festive sales.
- Accept card, UPI QR, and contactless payments at busy counters.
- Confirm payments faster with POS receipts and sound box alerts.
- Reduce queue delays caused by slow or unclear payment confirmation.
Omnichannel and D2C
Support customers who move between web, store, chat, and assisted sales.
- Collect payments across online, in-store, and remote buying journeys.
- Handle web orders, counter sales, and payment links through connected flows.
- Give teams a consistent way to track payments, refunds, and customer transactions.
Unlock smarter retail operations
Connect Zoho Payments with your Zoho apps and let every sale move your business forward. Sync payments with orders, inventory, accounting, and customer records so your teams spend less time tracking transactions and more time serving customers.
Zoho Finance Apps
Zoho Finance Apps
Other Zoho Apps
Other Zoho Apps
Security behind every sale
Whether customers pay in-store, online, or through a payment link, Zoho Payments protects every transaction with industry-leading security and compliance standards.
Authorised as a Payment Aggregator (Online and Physical) by RBI
CERTIFICATE OF AUTHORISATION No. 275/2025
Frequently Asked Questions
Yes. Accept payments at every location and track each outlet's sales, settlements, and refunds, or your whole chain, from one dashboard.
You can take EMV cards and UPI QR, on Zoho Payments POS devices, with receipts printed on the spot and a soundbox confirming every transaction
Yes. Zoho Payments is built to process high volumes reliably, so payments keep going through even on your busiest sale days.
Yes. The same Zoho Payments account can support counter payments, online checkout through Zoho Commerce or embedded checkout, and payment links for chat and social selling.