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Access Zoho Payments

Know exactly
what you pay.

Access Zoho Payments
  • No setup fees
  • No annual fees
  • No hidden charges

*Platform fees starting from

0.5%
UPI Payments
2.0%
Domestic Cards
Netbanking
* Platform fees are charged for the use of the Zoho Payments platform and its associated offerings, including dashboards, reports, and other features. Platform fees include applicable
MDR charges
For RuPay Debit Cards and UPI transactions, zero MDR applies. For other Debit Card transactions ≤ ₹2000, Platform fees include 0.40% MDR, and for Debit Card transactions > ₹2000, Platform fees include 0.90% MDR.
as prescribed under RBI guidelines.

Online Payments

Collect payments the way your customers prefer, while keeping costs predictable and transactions effortless.

UPI
UPI payment apps & more
All the UPI apps supported
0.5%
  • A platform fee of 2.15% is applicable on UPI Payment made using RuPay Credit Card
Domestic Cards
Domestic card network logos
Net Banking (Banking Connect)
Popular banks & more
Wallets
Popular wallet providers & more
2.0%
  • A platform fee of 2.75% is applicable on Corporate Credit Cards.
  • A platform fee of 3.0% is applicable on AMEX Cards.
  • A platform fee of 3.5% is applicable on AMEX Corporate Credit Cards.
Bank Transfer
NEFT/ RTGS/ IMPS
1% or ₹10 (whichever is lower)
International Cards
International card network logos
3.0%
  • A platform fee of 3.5% is applicable on AMEX International Cards.

* All transactions on Zoho Payments are subject to a platform fee. 18% GST is levied wherever applicable.

Frequently Asked Questions

No, Zoho Payments does not charge any maintenance or setup fee.

Zoho Payments deducts the platform fees from each transaction before depositing your earnings into your bank account.

Zoho Payments transfers the payouts into your bank account directly. You can receive payouts on a daily basis at no additional costs.

For all transactions, excluding domestic card transactions up to ₹2000, 18% GST is levied on the platform fee.

Experience
Zoho Payments today!

Access Zoho Payments

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Available on Platforms

Zoho Payments app Apple App Store Link Zoho Payments app Google Play Store Link

Finance & Operations Apps by Zoho Corporation

© 2026, Zoho Payment Technologies Pvt. Ltd. All Rights Reserved.

Statutory Disclosures

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Financial Statement 2024-25
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Annual Returns 2024-25
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Let us simplify payments

Our product experts will tailor the session to your business needs to ensure you get the maximum value from the conversation.

What to expect in the demo

  • Tick icon Walkthrough of Zoho Payments personalized to your business needs
  • Tick icon How it integrates within your existing business ecosystem
  • Tick icon Answers to any specific questions you may have

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