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Connected Banking solutions from Zoho

Connect your bank accounts with Zoho apps, and simplify your business operations. Collect customer payments, pay vendors, disburse payroll, automate reconciliation, and file GST returns, all from one place.

Connected Banking solutions from Zoho
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Our banking partners

Features that make
your operations hassle free

Streamline your banking, and operate core workflows with Connected Banking and Zoho*

01

Payments and transactions

Direct vendor payments:
Initiate payments when bills are due, whether as single bills, bulk payments, or advance payments directly from Zoho apps.

Collect customer payments:
Offer customers offline and online options, including cash, cheque/DD, NEFT, net banking, RTGS, UPI, and cards, to accelerate receipts.

Cross-border payments:
Initiate international payments through XACH transactions, and automatically record bills.

02

Accounting and reconciliation

Auto-fetch bank feeds and view live balances:
Pull daily feeds directly from your bank into your Zoho apps, and view live balances for multiple business accounts.

Smarter reconciliation:
Auto-fetch and auto-match bank entries with recorded transactions, apply rules to streamline workflows, and cut down on manual data entry errors.

GST payments from Zoho:
File returns and initiate GST payments directly from Zoho apps, and automatically record statuses back into your books.

03

Payroll payments

Payroll deposits:
Initiate salary payouts individually or in batches, with options for pay initiation or hold back.

Auto-update payroll status:
Stay ready for reconciliation with payment statuses auto-updated after payroll deposits have been made.

04

Employee reimbursements

Employee reimbursements:
Disburse employee reimbursements through standard banking rails like NEFT, IMPS, and RTGS.

Instant reimbursements and reporting:
Instantly send payments once expense reports are approved. Gain insights on spending patterns and track reimbursements issued with reports.

05

Inventory management

Send instant advances and pay bulk bills:
Instantly send advance payments to your vendors through rails like IMPS, NEFT, A2A, or RTGS, pay multiple bills from a single vendor in bulk, and securely deposit selected amounts in vendor accounts.

Track payment status:
Monitor cleared and uncleared payments, keep track of live balances, and transaction statuses.

Payments and transactions

Direct vendor payments:
Initiate payments when bills are due, whether as single bills, bulk payments, or advance payments directly from Zoho apps.

Collect customer payments:
Offer customers offline and online options, including cash, cheque/DD, NEFT, net banking, RTGS, UPI, and cards, to accelerate receipts.

Cross-border payments:
Initiate international payments through XACH transactions, and automatically record bills.

Accounting and reconciliation

Auto-fetch bank feeds and view live balances:
Pull daily feeds directly from your bank into your Zoho apps, and view live balances for multiple business accounts.

Smarter reconciliation:
Auto-fetch and auto-match bank entries with recorded transactions, apply rules to streamline workflows, and cut down on manual data entry errors.

GST payments from Zoho:
File returns and initiate GST payments directly from Zoho apps, and automatically record statuses back into your books.

Payroll payments

Payroll deposits:
Initiate salary payouts individually or in batches, with options for pay initiation or hold back.

Auto-update payroll status:
Stay ready for reconciliation with payment statuses auto-updated after payroll deposits have been made.

Employee reimbursements

Employee reimbursements:
Disburse employee reimbursements through standard banking rails like NEFT, IMPS, and RTGS.

Instant reimbursements and reporting:
Instantly send payments once expense reports are approved. Gain insights on spending patterns and track reimbursements issued with reports.

Inventory management

Send instant advances and pay bulk bills:
Instantly send advance payments to your vendors through rails like IMPS, NEFT, A2A, or RTGS, pay multiple bills from a single vendor in bulk, and securely deposit selected amounts in vendor accounts.

Track payment status:
Monitor cleared and uncleared payments, keep track of live balances, and transaction statuses.

* Features may vary depending on the type of Zoho app, and the bank integration

Streamline banking operations and power your finance workflows

Here's how Connected Banking helps your business:

Time saved on every cycle

Time saved on every cycle

Eliminate portal-hopping and duplicate entry. Auto-fetch and auto-match feeds, and shrink your reconciliation time from hours to minutes.

Faster cash conversion

Faster cash conversion

Improve on-time collections, and ensure smooth inflows, by offering multiple payment options, both online and offline, to customers.

Regulatory confidence

Regulatory confidence

Stay audit-ready with GST-compliant invoicing, and filing, and initiate direct GST payments from within the app.

Boost productivity

Boost productivity

Free your team from repetitive tasks and focus on strategic work, with automations across vendor payouts, reimbursements, and payroll.

Cash visibility you can act on

Cash visibility you can act on

Enable better day-to-day decisions by viewing live balances across accounts and real-time statuses.

Sharper financial insights

Sharper financial insights

Drive better cashflow and spend decisions, with detailed reporting and analytics across your banking and books.

Zoho apps that seamlessly connect with your bank

Connect your bank today!