How to Accept Payments
Zoho Payments is built to simplify the way you collect payments. Whether you use it as a standalone application or connect it to your Zoho Finance apps, Zoho Payments helps you collect payments in the way that best suits your business.
Payments via Standalone Options
If you’re using Zoho Payments as a standalone application, here’s how you can collect payments:
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API Integration: Integrate Zoho Payments into your website or mobile app using our APIs to accept one-time and recurring payments through an embedded checkout widget. Refer to our Developer Docs for more details.
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Payment Links: Generate payment links that can be shared via email, or any messaging platform. Once shared, customers can pay securely and conveniently using their preferred payment method. Learn more about payment links.
Payments via Zoho Finance Apps
For businesses using Zoho Finance apps (such as Zoho Books, Zoho Invoice, Zoho Inventory, Zoho Billing, Zoho Commerce, or Zoho Checkout), enabling Zoho Payments as a payment option allows customers to pay directly through invoices, subscriptions, payment pages, or payment links. To make this possible, you need to enable Zoho Payments as a payment option.
Note: You can enable Zoho Payments as a payment option only after your account status is marked as Active, and both payments and payouts have been enabled.
Enable for Invoices and Recurring Invoices
Businesses creating invoices or recurring invoices using any of the Zoho Finance apps can let their customers pay quickly and securely using Zoho Payments, making the payment process hassle-free.
To enable this as a payment option:
- Go to Zoho Books, Zoho Invoice, Zoho Inventory, or Zoho Billing.
- Create or edit an invoice or a recurring invoice.
- Scroll to the bottom of the invoice and you can find Payment Options.
- Check the box near Zoho Payments to enable payments via this gateway.
Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.
Insight: Customers paying recurring invoices via UPI can choose to link their UPI details for future payments. Once authorised, a mandate is created and AutoPay is set up, allowing payments to be deducted without any further action from the customer.
Enable for Subscriptions
Your customers can easily make payments for their one-time and recurring payments through Zoho Payments, ensuring an uninterrupted and reliable billing experience.
To enable:
- Go to Zoho Billing.
- Navigate to Subscriptions under Sales.
- Create a new subscription with the necessary details.
- Scroll to the bottom of the page and check Zoho Payments as a payment option.
- Click Save
Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.
Enable for Online Store
Your customers can securely complete their purchases from your online store using Zoho Payments, providing a fast and reliable checkout process.
To enable:
- Go to Zoho Commerce and click Settings.
- Navigate to Payment Gateways under Integrations & Marketplace.
- Click Checkout Preferences next to Zoho Payments and enable Show in Store.
Once enabled, your customers will be able to make payments using the payment methods enabled in Zoho Payments.
Enable for Payment Pages
You can create payment pages to start collecting payments securely via Zoho Checkout or Zoho Billing.
- Payment Pages: You can create your payment page and share it with your customers to collect payments easily.
- Hosted Payment Pages: You can set up a hosted payment page and embed it on your website. This allows your customers to make payments directly through your site.