Earn 1% back on
every card transaction*
Accept payments seamlessly through Zoho Payments and earn Zoho Credits on eligible card transactions.
Sign Up* Terms and Conditions apply.
Turn payment collection into added business value
Earn up to $2,500 in Zoho Credits on eligible card transactions processed through Zoho Payments. Redeem credits monthly across eligible Zoho subscriptions and services.
Four steps from sign up
to real savings
Simple, transparent rewards designed for businesses that run on Zoho.
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STEP 1
Sign up
Activate Zoho Payments before Aug 31, 2026 to qualify for the offer.
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STEP 2
Accept card payments
Process payments seamlessly through your Zoho products.
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STEP 3
Earn Zoho Credits
Receive 1% back in Zoho Credits on every eligible card transaction.
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STEP 4
Redeem across Zoho
Use your credits towards new subscriptions, renewals, and plan upgrades across supported Zoho apps.
* Terms and Conditions apply.
Clear terms. No surprises.
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Eligibility
Offer valid only for new Zoho Payments signups, until Aug 31st, 2026.
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Earning period
Zoho Credits can be earned during the first 6 months from your signup date.
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Reward cap
Businesses can earn up to $2,500 in Zoho Credits, in total.
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Monthly crediting
Zoho Credits are added to your Zoho account during the first week of every month.
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Eligible transactions
Zoho Credits are not earned on refunded or disputed card transactions.
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Credit validity
Zoho Credits remain valid for 2 years from the date of issuance.
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Redemption
Zoho Credits can be used toward eligible subscriptions, and services across Zoho Books, Zoho Inventory, Zoho Billing, and Zoho Commerce.
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Redemption limit
Up to 75% of a single eligible transaction can be paid using Zoho Credits, towards subscriptions, renewals, and plan upgrades.
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Track your credits
Track your earned and available Zoho Credits anytime from the Zoho Store.
Why businesses love
Zoho Payments
Explore Zoho Payments
- Real-time transaction tracking
- Hassle-free onboarding
- Automatic payment reconciliation
- Reliable customer support
- Zero setup costs
- Seamless integration with business platforms
- Secure payment processing
- Faster settlements
Frequently Asked Questions
Zoho Credits are added monthly for eligible transactions processed during the previous calendar month. Credits are typically posted during the first week of the following month. A total of up to $2,500 Zoho Credits can be earned.
Only eligible card payments processed through Zoho Payments qualify for this offer. Refunded or disputed transactions are not eligible for credits.
Zoho Credits are posted to the Zoho account of the account owner associated with the Zoho Payments account.
Zoho Credits remain valid for 2 years from the date they are issued.
Eligible businesses can earn Zoho Credits only during the first 6 months from their Zoho Payments signup date.