
Corporate card expenses, reconciled in real time
Fetch and reconcile corporate card transactions automatically to enable fast and effortless expense reporting*.
Manage corporate card
spend as it happens
Accurate
card feeds in real timeEliminate manual work and automate corporate card transaction fetching as soon as the transactions occur. Make corporate card expensing simple, fast, and efficient*.
On-the-spot
receipt captureImprove expense policy compliance and avoid the problem of lost or smudged receipts. Zoho Expense notifies your employees to just take a picture of the receipt immediately after a transaction*.
Automatic
expense matchingSave hours every month on reconciliation. With Zoho Expense, you can now match your receipts with card transactions no matter when the receipts are added, ensuring no duplicates.
Simplified card
expense managementSimplify card expense management by automating the creation, categorization, and reconciliation, and reporting of all corporate card expenses.

Effortless card sync:
Connect any card
Connect any card, any bank for easy
expense managementSync any card with Zoho Expense to automatically fetch transactions and simplify expense reporting so you can continue enjoying the benefits of your current corporate card program.
Visa and Mastercard transaction
capture in real timeCapture Visa and Mastercard corporate card transactions the moment they happen, using real-time card feeds in Zoho Expense to ensure expense tracking is always up to date and managed with ease*.

Direct feed integration (DFI)
for Amex cardsFetch Amex corporate card transactions directly without any third-party integration into Zoho Expense. Ensure security and prevent data breaches and unauthorized access risks.

Extend your
corporate card potential
Advanced card
automation capabilitiesLet Zoho Expense auto assign users, auto categorize expenses by merchant codes, and auto match transactions with existing expenses for faster reconciliations with direct feed integration.

Automated report creation
for corporate card expensesAutomate expense report generation and submissions for all card transactions based on the set billing date, ensuring comprehensive spend tracking with no missed expenses, less hassle, and timely visibility into expenses for managers.

Comprehensive dashboard
for corporate card usageMonitor employee corporate card usage with Zoho Expense's dashboard. View spend summaries, pending transactions, and the status of active, inactive, and unassigned cards.

Simplified
reconciliation and verificationAutomatically match corporate card transactions with expenses using the reconciliation engine in real time. It detects and flags discrepancies based on company policies, helping finance teams verify the accuracy of reports and address any exceptions. Simplify compliance and ensure reliable financial insights.

*Real-time Feeds are now available across 12 countries in North America and Europe.
Frequently asked questions about Zoho Expense corporate card management
Can I keep my existing corporate cards, or do I need to switch banks to use Zoho Expense?
Yes. You don't need to switch banks or change your existing corporate card program. Zoho Expense connects with Visa and Mastercard cards through real-time feeds, Amex and Airplus through direct integrations, and other cards through standard sync. Your existing cards, negotiated rates, and loyalty benefits can stay in place while Zoho Expense automates the expense management around them.What makes Zoho Expense different from other corporate card management solutions?
Zoho Expense connects corporate cards directly to expense management, so finance doesn't need to manage card transactions and expenses as separate processes. Transactions are captured in real time, receipts can be matched automatically, expenses are categorized and reconciled, and card spend remains visible throughout the reporting cycle. And because Zoho Expense works with your existing corporate card program, you can automate card expense management without replacing the cards your employees already use.Will Zoho Expense reduce the manual work involved in managing our corporate card program?
Yes. Zoho Expense automates corporate card transaction capture, receipt matching, expense creation, categorization, reconciliation, and reporting. Instead of waiting until month-end to piece together card activity, finance teams can manage exceptions and review spend continuously.Is our corporate card data secure in Zoho Expense?
Yes. Zoho Expense is built with security and data protection across the card expense lifecycle. Card data is transmitted and handled through secure integrations, with access controls designed to ensure that sensitive information is available only to authorized users. Zoho also operates its own data centers and maintains regional data residency options to support organizations with regulatory and privacy requirements.
















