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HMRC recognised & MTD-compliant
Property accounting software for landlords
Zoho Books now supports landlords to handle everything from recording rental income and expenses to filing Self Assessment returns or staying compliant with Making Tax Digital for Income Tax, all at no cost.
Why choose property accounting software?
If you are a landlord or a real estate business owner with revenue over 50,000 GBP, you will be required to use MTD-compliant software to submit your income tax returns to HMRC.
Know more
HMRC requires you to:
- Maintain digital records.
- Send quarterly updates.
- Submit an end-of-year tax return.
Managing your property doesn't have to be difficult
Relying on paper receipts or basic spreadsheets means difficulty in tracking maintenance requests, rent payments, and security deposits.
FEATURES
Free accounting software for landlords
Manage UK Properties
Are you a sole owner of one or multiple UK properties? Effortlessly track rental income and expenses from each property with Zoho Books.
Automate your banking
Connect your business bank account to Zoho Books to auto-import and categorise transactions with ease. Reconcile your bank statement for a clear view of your financials.
Send professional invoices
Create and send invoices to your tenants instantly from anywhere, track their status, and get paid online. You may also automate recurring invoices and set payment reminders.
Scan to upload expenses
Zoho Books' Autoscan capability lets you upload maintenance receipts while it intelligently extracts key information, streamlining your bookkeeping with minimal effort.
Easy self-assessment filing
File your Self Assessment returns (SA100, SA105) directly with HMRC through Zoho Books and save manual effort entering details into the online portal.
Get powerful insights
Zoho Books offers real-time reports into your property finances. Get insights into your expenses, profitability, and cash flow to make data-driven decisions.
USER FAVOURITES
Effortless accounting with our property accounting software
MTD for VAT
Are you a VAT-registered landlord? File VAT returns directly to HMRC based on the VAT scheme you fall under.
Customer portal
Collaborate with your customers in a dedicated space to help them view invoices and payment reminders.
Work with your accountant
Enable your accountant to handle everything for you, right from digital bookkeeping to quarterly submissions.
Automate payment reminders
Set recurring invoices for every month and automate payment reminders for your tenants.
Track mileage
Visiting your property for an inspection or meeting your tenant? Track mileage and upload it as an expense in Zoho Books.
Free software
If you also happen to be a sole trader, Zoho Books helps you report income tax returns and stay MTD-compliant.
Business-ready accounting, completely free
Everything a landlord needs to manage finances and get MTD ready, at no cost.
- Personalised dashboard
- Automatic bank feeds
- Easy invoicing & expense tracking
- Accept online payments
- Receipt autoscans
- Customer portal
- Making Tax Digital for VAT
- MTD for Income Tax
- Invite your accountant
- SA100 & SA105 filing
Connect with a Zoho Finance Advisor
Find the right accountant or implementation partner for your business.
Find Your Accounting Partner
Need help getting started with Zoho Books?
Whether you're migrating from spreadsheets or need guidance, our product experts are here to assist you every step of the way.
Contact Us
+44 800 0856099
Email Us
support.uk@eu.zohobooks.comFrequently Asked Questions
You are considered a landlord by HMRC if you rent out property and receive rental income from a tenant. This applies even if you rent out a part of your main home or a property you do not technically own. Even if you live abroad for more than six months of the year, HMRC still classifies you as a "non-resident landlord" if you receive rental income from a UK property.
You must be declaring your rental income to HMRC through a Self-Assessment tax return in their online portal. If your rental income exceeds £2,500 per month, you must register for Self-Assessment. Learn more about your responsibilities as a landlord from HMRC.
If you are a landlord with an annual turnover of £50,000 and above, you will be required to use property accounting software to report your income and expenses from April 2026. Instead of a single annual submission, you are required to file four quarterly submissions followed by an annual declaration and the end-of-year tax return. However, there is no change in the payment timeline.
Zoho Books is now MTD-compliant for landlords. If your income exceeds £50,000 (or not), our property accounting software helps you:
- Maintain digital records of your rental income and expenses.
- Send quarterly updates.
- Report BSAS and individual losses (coming soon).
- Submit your end-of-year tax return (coming soon).
Yes, Zoho Books helps you get MTD-ready for free. From maintaining digital records to managing your MTD obligations, Zoho Books does it all without letting you break the bank.
Our free plan gives both you and your accountant full access to your Zoho Books account. If you need an accountant, you can easily find one nearby to support you with your MTD requirements here.
If your gross rental income exceeded £50,000 in the 2024-25 tax year, you are required to sign up for HMRC's MTD program and start sending quarterly updates of your income and expenses. The deadline for the first quarterly submission is August 7, 2026.
If your rental income is below the threshold mentioned above, you are required to file self assessment (SA100 & SA105) with HMRC.
Zoho Books helps you do either and stay compliant for free.
