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I love the mobile application and the banking module of Zoho Books! The bank feeds are directly fetched from my account and sent to Zoho Books—I can reconcile my transactions with the app in minutes on my train ride back home. I can also scan or upload our payment receipts and expenses with the auto-scan feature and add them to our books within seconds! It has made things very simple for us.
Definitely go with Zoho Books and Zoho ecosystem. We haven't looked back ever since we started using it. Our favourite feature in Zoho Books is the ability to connect the business banking accounts and sync statements automatically. I have economized on work-hours and frustration by not having to manually get the .ofx data and import them manually to Zoho Books.