## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/us/payroll/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Direct Deposit for Organizations

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Configuring direct deposit for your organization is an essential step to automate salary and tax payments.

**Note:** To automate salary payments to your employees, you need to configure direct deposit for your employees as well.

Once you complete the setup and approve a payroll, your bank account will be debited the following amounts:

Debit Amount

Deposited To

Net pay of employees whose payment mode is Direct Deposit

The employees’ bank accounts

Federal, state, and local tax amounts

The corresponding tax authorities

Child support garnishment amounts, if applicable

The corresponding child support agency

Direct Deposit can be configured for your organization in three simple and straightforward steps:

1.  [Add Bank Information](/us/payroll/help/employer/getting-started/configure-direct-deposit.html#add-bank-information)
2.  [Bank Account Verification](/us/payroll/help/employer/getting-started/configure-direct-deposit.html#bank-account-verification) (handled by Zoho Payroll)
3.  [Authorize Payment Service Provider](/us/payroll/help/employer/getting-started/configure-direct-deposit.html#authorize-payment-service-provider)

## Add Bank Information

To add your organization’s bank information:

1.  Go to **Settings** and navigate to **Direct Deposit**.
2.  Click **Configure Now**.

![Configure Direct Deposit in Zoho Payroll](/payroll/help/us/getting-started/configure-direct-deposit/configure-direct-deposit-in-zoho-payroll.png)

3.  Provide the required details:

![Add Bank Information to Configure Direct Deposit](/payroll/help/us/getting-started/configure-direct-deposit/add-bank-information-to-configure-direct-deposit.png)

Field Name

Description

Bank Account Name

Enter the name of your bank account.

Bank Name

Enter the name of the bank.

Account Number

Enter your bank account number.

Routing Number

Enter the nine digit routing number of your bank.

Account Code

Enter a unique code for your bank account.

Account Type

Select the type of bank account:

*   Checking
*   Savings

4.  Click **Add**.

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## Bank Account Verification

After adding your bank account, Zoho Payroll will automatically initiate a verification process to ensure the correctness of the provided information.

This automated process typically takes 2 to 3 business days.

*   Upon successful verification, you’ll be asked to [authorize your payment service provider](/us/payroll/help/employer/getting-started/configure-direct-deposit.html#authorize-payment-service-provider).
*   If the verification fails, you’ll need to [update your bank information](/us/payroll/help/employer/direct-deposit/other-actions.html#update-bank-account-details).

For more details on the verification process, refer to our help document on [Bank Account Verification](/us/payroll/help/employer/direct-deposit/bank-account-verification.html).

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## Authorize Payment Service Provider

**Prerequisites:** Authorization will only be available after completing the following steps:

*   [Configure pay schedule](/us/payroll/help/employer/getting-started/configure-pay-schedule.html)
*   [Add employees](/us/payroll/help/employer/getting-started/add-employees.html)
*   [Configure prior payroll](/us/payroll/help/employer/getting-started/configure-prior-payroll.html), if enabled

**Note:** The authorization process must be completed by either the business owner or an authorized person who is responsible for signing legal documents on behalf of your organization.

To authorize your payment service provider:

1.  Click **Authorize**.

![Authorize Payment Service Provider](/payroll/help/us/getting-started/configure-direct-deposit/authorize-payment-service-provider.png)

2.  In the popup, verify your details for accuracy and click **Proceed**.

![Proceed to Authorize Payment Service Provider](/payroll/help/us/getting-started/configure-direct-deposit/proceed-to-authorize-payment-service-provider.png)

3.  Review the authorization terms and click **Authorize**.

![Review and Authorize Payment Service Provider](/payroll/help/us/getting-started/configure-direct-deposit/review-and-authorize-payment-service-provider.png)

Your payment service provider will then be authorized.

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This completes the Direct Deposit configuration for your organization. You can now [configure Direct Deposit for your employees](/us/payroll/help/employer/direct-deposit/employees.html) and [process payrolls](/us/payroll/help/employer/pay-runs/regular-payroll.html).