## Zoho Payments Documentation Index

Access the complete documentation index at:
https://www.zoho.com/us/payments/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Account Balance Summary

*   [Account Balance Summary](#account-balance-summary)
*   [Merchant Transactions](#merchant-transactions)
*   [Payouts](#payouts)
*   [Filter and Print Report](#filter-and-print-report)

The Account Balance Summary gives a rundown of the balance of funds across all accounts under various categories, such as payments, refunds, and payouts in your Zoho Payments account.

To view the report:

1.  Go to **Reports**.
2.  Select **Account Balance Summary** from _Transactional Reports._

**The account balance summary includes two sections:**

### Merchant Transactions

The Merchant Transactions section provides an overview of all the payments received and processing fees collected through Zoho Payments.

**Payments and Fees**

Zoho Payments calculates the total amount collected and deducts transaction processing fees, to display the total in this section.

**Refunds**

The refund amount issued to your customers for the transactions processed through Zoho Payments.

**Others** **Adjustments**

The Adjustments section includes the chargebacks and their reversals, refund reversals, and withdrawals that are processed through your account.

**Reserves**

A portion of your funds is reserved by Zoho Payments to cover potential disputes and losses. Learn more about [reserves.](https://www.zoho.com/us/payments/faq/payouts/reserves/ "reserves")

**Gross Balance**

The Gross Balance is the total of merchant transactions after deducting the refunds issued and any adjustments to your account.

### Payouts

The amount deposited to your configured bank account is based on your payout schedule. Read more about [payouts.](https://www.zoho.com/us/payments/help/payouts/ "payouts")

[![View Account Balance Summary Report](/payments/help/reports/account-balance-summary.png)](/payments/help/reports/account-balance-summary.png)

### Filter and Print Report

You can filter and view reports based on predefined date ranges such as month and year, or select a custom date range. You can also reset the filter to its default view by clicking the **Reset Filters** button.

If you would like to print a copy of the report, or save it as a PDF on your device, click the **Print** button.

[![Filter and Print your Account Balance Summary Report](/payments/help/reports/filter-and-print.png)](/payments/help/reports/filter-and-print.png)