## Zoho Billing - Product, solutions, integrations, support, and resources Index Access the complete documentation index at: https://www.zoho.com/qa/billing/llms.txt Use this file to discover all available documentation pages before proceeding. [Back](./) # What is a merchant account? A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards or bank transfers. A merchant account is a line of credit account that allows a business to accept card payments from its customers.