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# A customer has paid $200 as down-payment towards the purchase of a new television. How do I record this transaction in Zoho Books?

In Zoho Books, you can create a transaction to record the down payment you received from your customer. There are three methods to do this:

1.  [Create a retainer invoice](/kw/books/kb/invoices/downpayment-invoice.html#create-a-retainer-invoice)
2.  [Record a payment received from the customer](/kw/books/kb/invoices/downpayment-invoice.html#record-a-payment-received-from-the-customer)
3.  [Create a transaction from your bank account](/kw/books/kb/invoices/downpayment-invoice.html#create-a-transaction-from-your-bank-account)

### Create a Retainer Invoice

**Note:** This feature is available in all the editions of Zoho Books except EU.

*   Go to the _Sales_ module on the left sidebar and select **Retainer Invoices**.
*   Click **\+ New** on the top right corner of the page.
*   Select the customer who made the down payment from the **Customer Name** field.
*   In the _Item Details_ section, enter the **Description**, **Tax**, and the **Amount** you received as a down payment.
*   Fill in the other necessary details.
*   Click **Save as Draft** or **Save and Send**.

![Create retainer invoice](/books/kb/images/invoices/retainer.png)

When you create an invoice for the customer, you will have an option to apply this retainer invoice to the invoice.

### Record a Payment Received From the Customer

*   Go to the _Sales_ module on the left sidebar and select **Payments Received**.
*   Click **\+ New** on the top right corner of the page.
*   Select the customer for whom you’re recording the down payment from the **Customer Name** field.
*   Enter the amount received as a down payment in the **Amount Received** field.
*   Fill in the other necessary details.
*   Click **Save**.

![Record payment received](/books/kb/images/invoices/payment-received.png)

This amount will be saved as unused credits that can be applied to invoices created for this customer.

### Create a Transaction From Your Bank Account

*   Go to the **Banking** module on the left sidebar.
*   Select the _bank account_ in which you want to record the down payment.
*   Click _Add Transaction_ on the top right corner of the page and select **Customer Payment** under _Money In_.

![Record using bank account](/books/kb/images/invoices/bank-account.png)

*   In the pane that appears, select the customer from whom you received the down payment from the **Customer Name** field.
*   Enter the amount you received as a down payment from the **Amount Received** field.
*   Fill in the other necessary details.

![Enter the down payment details](/books/kb/images/invoices/customer-payment-pop-up.png)

*   Scroll down and click **Save**.

This amount will be saved as unused credits and it can be applied to invoices created for this customer.

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