## Zoho Billing - Product, solutions, integrations, support, and resources Index

Access the complete documentation index at:
https://www.zoho.com/in/billing/llms.txt

Use this file to discover all available documentation pages before proceeding.

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# How do I charge my customer’s card?

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Zoho Billing lets you charge your customers manually or automatically using [saved cards](http://www.zoho.com/in/billing/kb/payments/card-on-file.html).

**Prerequisite:** [Associate a payment gateway](/in/billing/kb/payments/online-payment.html) to the invoice to charge your customer.

## Manual Charge

You can manually charge your customers for one-time payments in Zoho Billing.

To charge manually:

*   Go to the invoice that you want to charge.
*   Click the **Record Payment** dropdown and select **Charge Customer**.
*   Choose the customer’s card to charge them.

**Note:** If you have not saved your customer’s card or bank account details, you can [request payment information](http://www.zoho.com/in/billing/kb/payments/card-on-file.html#request-payment-information) (recommended) or add them while charging.

*   Click **Proceed**.

Your customer will be charged for their invoice.

* * *

## Auto Charge

You can auto charge your customers when you associate a card to your customer’s recurring invoice.

**Note:** Your customers can save their cards in the customer portal by checking the \*\*Save card securely for future payments\*\* option.

To associate and auto charge a card:

*   Go to the subscription you want to associate with a card.
*   Click the **Associate Payment Options** dropdown and select **Associate Card**.
*   Verify the details of your saved card and click **Associate Card** in the pop-up that follows.

**Insight:** If there's no saved card, you can enter the details and click \*\*Associate Card\*\*.

Your customer’s card will be automatically charged when their invoice is due.

**Note:** Only Authorize.Net, GoCardless, Stripe, CSG Forte, and Square support auto charge.