END USER TERMS FOR AUTOMATIC BANK FEEDS
This End User License Agreement ("EULA") describes the terms and conditions under which you may use the Automatic Bank Feeds
(“Feeds Service”).This Feeds Service is made available to you by integrating account aggregation service provided by
Yodlee, Inc with Zoho Books. If you accept this EULA, the then-current version of this EULA shall apply each time you
access the Feeds Service.
Provide Accurate Information. You, the end user, agree to provide true, accurate, current and complete information
about yourself and your accounts maintained at other web sites and you agree to not misrepresent your identity or
your account information. You agree to keep your account information up to date and accurate.
Proprietary Rights. You are permitted to use content delivered to you through the Feeds Service only on the Feeds
Service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree
not to reverse engineer or reverse compile any of the service technology, including but not limited to, any Java
applets associated with the Feeds Service.
Content You Provide. You are licensing to Zoho and its service providers, including Yodlee, Inc. (“Yodlee”),
any information, data, passwords, materials or other content (collectively, “Content”) you provide through or to
the Feeds Service. Zoho and Yodlee may use, modify, display, distribute and create new material using such Content
to provide the Feeds Service to you. By submitting Content, you automatically agree, or promise that the owner of
such Content has expressly agreed that, without any particular time limit, and without the payment of any fees, Zoho
and Yodlee may use the Content for the purposes set out above. Though the Content is stored by Yodlee, Zoho and Yodlee
acknowledge that you own your confidential account information.
Third Party Accounts. By using the Feeds Service, you authorize Zoho and Yodlee to access third party sites designated
by you, on your behalf, to retrieve information requested by you, and to register for accounts requested by you.
For all purposes hereof, you hereby grant Zoho and Yodlee a limited power of attorney, and you hereby appoint Zoho
and Yodlee as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution,
for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers
or documents, retrieve information, and use your information, all as described above, with the full power and authority
to do and perform each and every act and thing requisite and necessary to be done in connection with such activities,
as fully to all intents and purposes as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN ZOHO
OR YODLEE ACCESSES AND RETRIEVES INFORMATION FROM THIRD PARTY SITES, ZOHO AND YODLEE ARE ACTING AS YOUR AGENT, AND
NOT THE AGENT OR ON BEHALF OF THE THIRD PARTY. You agree that third party account providers shall be entitled to
rely on the foregoing authorization, agency and power of attorney granted by you. You understand and agree that the
Feeds Service is not endorsed or sponsored by any third party account providers accessible through the Feeds Service.
DISCLAIMER OF WARRANTIES. YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE FEEDS SERVICE AND ALL INFORMATION,
PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE FEEDS SERVICE IS
AT YOUR SOLE RISK. THE FEEDS SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ZOHO AND YODLEE EXPRESSLY
DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE FEEDS SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING
THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE FEEDS SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
ZOHO AND YODLEE MAKE NO WARRANTY THAT
- THE FEEDS SERVICE WILL MEET YOUR REQUIREMENTS
- THE FEEDS SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
- THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE FEEDS SERVICE WILL BE ACCURATE OR RELIABLE
- THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE
FEEDS SERVICE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED. ANY MATERIAL
DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE FEEDS SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK
AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD
OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM ZOHO OR YODLEE
THROUGH OR FROM THE FEEDS SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
LIMITATION OF LIABILITY. YOU AGREE THAT NEITHER ZOHO OR YODLEE NOR ANY OF THEIR AFFILIATES, ACCOUNT PROVIDERS
OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL,
SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL,
USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF ZOHO OR YODLEE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES,
- THE USE OR THE INABILITY TO USE THE FEEDS SERVICE
- THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES
- ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED
INTO, THROUGH OR FROM THE FEEDS SERVICE
- UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA
- STATEMENTS OR CONDUCT OF ANYONE ON THE FEEDS SERVICE
- THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER
SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR
- ANY OTHER MATTER RELATING TO THE FEEDS SERVICE.
Indemnification. You agree to protect and fully compensate Zoho and Yodlee and their affiliates from any and
all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys
fees) caused by or arising from your use of the Feeds Service, your violation of these terms or your infringement,
or infringement by any other user of your account, of any intellectual property or other right of anyone. You agree
that Yodlee is a third party beneficiary of the above provisions, with all rights to enforce such provisions as if
Yodlee were a party to this Agreement.