## Documentation Index

Access the complete documentation index at:
https://www.zoho.com/en-sg/books/help/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Bank Feeds

Once you add an account from the list of banks available, you will receive bank feeds to your Zoho Books account by default. The bank feeds are fetched every 24 hours into your account automatically for the banks that don’t require multi-factor authentication (MFA).

**Warning:** Bank feed availability is subject to the respective bank or service provider’s connectivity.

Some banks adopt multi-factor authentication for security purposes. If your bank adopts multi-factor authentication, you will have to refresh the feeds manually.

**Notes:** Unless the authentication is cleared the bank will not allow Zoho Books to fetch the feeds automatically.

**Notes:** You can setup bank & credit card feeds via the third party provider only in the paid plans of Zoho Books. Visit our [pricing page](https://www.zoho.com/books/pricing/) to know which features are included in your plan.

To identify if the bank feed in your account has been activated or not, just check on the bank feed icon present next to the account name.

![Banking](/books/help/images/banking/banking-bankfeeds.png)

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## Update Credentials

Login credentials of your bank account are necessary for the bank feeds to be fetched into your account. Some cases where it will be necessary to update your credentials,

*   You have changed your login credentials.
*   Requested for a new password from your bank.

To update credentials:

*   Click the **Gear** icon on the top-right corner.
*   Click **Update Credentials**.

![Banking](/books/help/images/banking/update-credentials.png)

**Notes:** When bank feeds are fetched, either automatically or manually, they will be fetched the previous day. If you fetch your bank feeds today, you will be able to see the transactions that happened yesterday.

**Note:** Automatic bank feeds are available only for certain plans of Zoho Books. Visit the [pricing page](https://www.zoho.com/books/pricing/) to check if it’s available in your current plan.

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## Refresh Bank Feeds

If your bank feeds are not fetched automatically, it could be due to a temporary glitch. You can refresh the bank feeds manually. However, manual refresh is limited to once a day. To refresh bank feeds manually:

*   Go to **Banking** module in the left sidebar.
*   Select your bank account.
*   Click the **Gear** icon from the bank account.
*   Select **Refresh Feeds** from the drop down.

![Banking](/books/help/images/banking/banking-refreshfeeds.png)

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## Deactivate Bank Feeds

You can deactivate bank feeds if you do not want it to be fetched from your bank.

*   Go to the **Banking** module and select the account you wish deactivate feeds for.
*   Click the **Gear** icon.
*   Select **Deactivate Feeds** to deactivate feeds from your bank.

![Banking](/books/help/images/banking/deactivate-bankfeeds.png)

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## Reconfigure Bank Feeds

Open banking allows third-party financial service providers to fetch bank feeds for 90 days. So, users should reconfigure their connection with the bank every 90 days. Here’s how:

*   Go to **Banking** on the left sidebar.
*   Select the bank account that you want to reconfigure.
*   Click the **Gear** icon in the top right corner of the page.
*   Select **Deactivate Feeds** from the dropdown.

![Banking](/books/help/images/banking/deactivate-feeds-reconfigure.png)

*   Now click the **Gear** icon again and select **Activate Feeds** from the dropdown.

![Banking](/books/help/images/banking/activate-feeds-reconfigure.png)

*   Hover over the bank accounts and click the **Delete** icon displayed on top of all the accounts in the new page.

![Banking](/books/help/images/banking/delete-accounts-reconfigure.png)

*   Click **Yes** in the pop-up that appears.

**Notes:** If you have connected another account of the same bank, click **configure a new account** at the bottom of the page.

*   Read and agree to _Token’s end user terms of service_ and click **Connect Now**.

![Banking](/books/help/images/banking/token-enduserterms.png)

*   In the next screen, click **Accept** to give Token consent to fetch your accounts, balances, and transaction history.

![Banking](/books/help/images/banking/token-consent.png)

*   Enter your Bank **User Name** and **Password** and click **Login**.

![Banking](/books/help/images/banking/account-credentials-reconfigure.png)

*   If you have enabled two-factor authentication for your bank account, enter the verification code sent to your mobile number registered with the bank.
*   Select the accounts whose bank feeds you would like to receive in Zoho Books and click **Confirm** on the bank website.
*   In the next page, check the account that you selected previously under _Select your accounts_ in the previous page.
*   In the **Download transaction history from** field, enter the date from which you would like to download the transaction history of your bank account and click **Continue**.

![Banking](/books/help/images/banking/add-account-reconfigure.png)

Now you will start receiving updated bank feeds in your Zoho Books organization.

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## PayPal Feeds

Similarly, you can also deactivate and activate your PayPal feeds.

*   [Deactivate PayPal Feeds](/en-sg/books/help/banking/feeds.html#pay-deactivate)
*   [Activate PayPal Feeds](/en-sg/books/help/banking/feeds.html#pay-activate)

### Deactivate PayPal Feeds

To deactivate your PayPal feeds:

*   Go to the **Banking** module and click the **Add Bank or Credit Card** button, placed on the top right corner. 
*   Select **PayPal** listed under popular banks.
*   Click the **Deactivate Feeds** button on the top right corner of the window.

![Banking](/books/help/images/banking/paypal-deactivate-feeds.png)

### Activate PayPal Feeds

  In case you have deactivated your feeds and wish to reactivate them, follow the step mentioned below.

*   Go to the **Banking** module and select the Zoho Books account which was earlier configured with PayPal.
*   Click the **Gear** icon on the right and click **Activate Feeds**.

![Banking](/books/help/images/banking/paypal-bank-activate.png)

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**Next >**

*   [Add Transactions](/en-sg/books/help/banking/add-transactions.html)

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**Related >**

*   [Add Accounts](/en-sg/books/help/banking/add-accounts.html)
*   [Match/Categorize transactions](/en-sg/books/help/banking/matching-transactions.html)
*   [Transaction Rules](/en-sg/books/help/banking/transaction-rule.html)
*   [Reconcile Accounts](/en-sg/books/help/banking/reconciliation.html)
*   [Other Actions in Banking](/en-sg/books/help/banking/other-actions.html)