## Zoho Commerce Help Documentation Index Access the complete documentation index at: https://www.zoho.com/en-fr/commerce/help/llms.txt Use this file to discover all available documentation pages before proceeding. # Set Up and Manage Zoho Payments in Zoho  Commerce Zoho Payments is an online payment solution that lets you seamlessly collect one-time payments from your customers. In the India edition, you can collect payments in INR using UPI, cards, and net banking. **Note:** * Refer to the [Zoho Payments’ pricing page](https://www.zoho.com/in/payments/pricing/) to know the transaction charges. When you configure Zoho Payments in Zoho Commerce, it will automatically be available in all other Zoho Finance apps (Zoho Commerce, Zoho Inventory, Zoho Billing, Zoho Invoice, and Zoho Checkout). This allows for a unified and seamless payment experience across all apps. ## Set Up Zoho Payments To get started, you’ll have to create a new Zoho Payments account from Zoho Commerce. **Prerequisite:** * Ensure you are either the business owner or an authorized person to share business details and set up and manage Zoho Payments. * Keep the business details and documents handy to get started with Zoho Payments. To create your Zoho Payments account: * Go to _Settings_ and click _Payment Gateways_ under _Integrations & Marketplace_. * Click **Set Up Now** next to _Zoho Payments_. * Check the **I confirm that I am authorized to share business details, set up and manage Zoho Payments** box, and click **Set Up Zoho Payments**. Complete the setup by entering the details in the following sections: Section Description Business Profile Enter your basic business details. Provide the other required business-related details and documents based on the Business Type you select. Business Representative Share the details of the individual engaged in the direction and control of the business. Enter their details and submit the requested documents for verification. Business Owners Provide the details and documents of all the business owners with significant ownership (10% or more) in your business. Branding and Public Information Provide a payment descriptor for customers to identify payments from you and a customer support helpline for them to contact you. Bank Account Share the details of the bank account in which your payout should be deposited. * Enter the required details and click **Save and Next** at the end of each section. * Review the details on the _Summary_ page. * Check the I agree to the Terms of Service and Privacy Policy of Zoho Payments box and click Submit. Once done, you will be redirected to Zoho Commerce. Here, you can view the details of your Zoho Payments account, like your Account Status and Account ID, and configure your settings. Learn more about [setting up Zoho Payments](https://www.zoho.com/in/payments/help/getting-started/setup/). Note: It might take up to 2 days for a new Zoho Payments account to be [verified and activated](https://www.zoho.com/in/payments/help/getting-started/verification/). ## Collect Customer Payments ### Enable Payment Options Your customers can pay you through Zoho Payments if you’ve enabled Zoho Payments as a payment option in your online store. **Note:** You can enable Zoho Payments as a payment option only after the account is active. To enable: * Click **Settings** in the top right corner. * Go to _Payment Gateways_ under _Integrations & Marketplace_. * Click **Checkout Preferences** next to _Zoho Payments_ and enable **Show in Store.**  ![checkout-Preference](/commerce/help/zoho-payments/checkout-preference.png) Your customers can pay you through the [payment methods](https://www.zoho.com/in/payments/help/settings/methods/) enabled in Zoho Payments. ### Receive Payments from Customers After you’ve enabled Zoho Payments in the payment options, your customers can pay for their orders using Zoho Payments during checkout. To make payments, your customers will have to: * Visit your online store and add items to the cart. * Click **View Cart** and select **Checkout**. * Enter Address and click **Continue**. * Select **Zoho Payments** under _Payment Options._ ![receive payments](/commerce/help/zoho-payments/receive-payments.png) * Check the **I accept the terms and conditions** box and click **Make Payment.** Once the payment is successful, you will receive an email regarding the online payment made by your customer, and the order’s status will be marked as paid. The payment will be settled in your bank account during the next [payout](https://www.zoho.com/in/payments/help/payouts/). ## Edit Zoho Payments Settings If you want to update the account details or payment methods, you can edit the settings. **Note:** You might be requested to submit additional details or documents to verify the updated business or individual details. To edit: * Go to **Settings** and select _Payment Gateways_ under _Integrations & Marketplace_. * Click **Edit Settings** next to _Zoho Payments_. You will be redirected to Zoho Payments. ![edit settings](/commerce/help/zoho-payments/edit-settings.png) * Make the necessary changes. * Click **Save**. Zoho Payments’ settings will be updated. ## Disable Zoho Payments If you don’t want your customers to pay you through Zoho Payments, you can disable Zoho Payments. **Warning:** Zoho Payments is synced across your Zoho Finance apps, so disabling it in one app will disable it in all other Zoho Finance apps. To disable: * Go to **Settings** and select _Payment Gateways_. * Click the **Edit Settings** drop-down and click **Disable**. ![delete integration](/commerce/help/zoho-payments/disable-integration.png) * Provide a reason for disabling Zoho Payments, then click **Disable**. Zoho Payments will be disabled, and your customers will no longer be able to make payments using Zoho Payments. ## Remove Zoho Payments If you no longer plan to use this account in your Zoho Finance apps or want to switch to another account, you can remove it. Before doing so, ensure your Zoho Payments account does not have a negative balance and delete your customers’ saved card and bank account details. **Note:** Zoho Payments will continue to be active as a standalone application. To remove: * Go to **Settings** and select _Payment Gateways_. * Click the **Edit Settings** drop-down and click **Remove Account**. * In the pop-up that appears, click **Remove Account**. The Zoho Payments account will be removed from Zoho Commerce. You can reconnect the same account or link another account at any time.