## Zoho Payroll Documentation Index

Access the complete documentation index at:
https://www.zoho.com/en-bh/payroll/llms.txt

Use this file to discover all available documentation pages before proceeding.

# Social Insurance Organization (SIO) in Bahrain

The Social Insurance Organization (SIO) plays a crucial role in Bahrain, oversees the administration of social insurance benefits and pension schemes for employees. Employers using our app need to familiarize themselves with SIO to ensure compliance and provide employees from Bahrain with essential benefits.

SIO is dedicated to managing social insurance systems that safeguard employees’ financial well-being, particularly during retirement and times of need. As an employer, here are key points to consider:

### Mandatory Contributions

Both employers and employees are required to make monthly contributions to SIO. These contributions are calculated based on the employee’s salary through our app, ensuring accuracy and adherence to regulatory standards.

Authority

Employees’ Contribution

Employer’s Contribution

Can be renewed at the start of the fiscal year?

Applicable for Citizens of

Social Insurance Organization (SIO)

7.00%

15.00%

Yes

Bahrain

**Note:** **SIO** employer contribution rate is **15%** as of **2026**, and it will increase by **1%** every year until it reaches **17%** in **2028**.

### Configuring SIO

**Pre-requisite:** Ensure that you have created or imported employees who are Bahraini nationals.

*   Click **Settings** on the top right corner and select **Social Security** under _Setup and Configurations_.
*   Click **Edit** in the Social Insurance Organization (SIO) card.

![Social Security](/payroll/help/en-bh/social-security/sio-navigation.png)

*   Enable the **Calculate on Pro Rata Basis** option if you want contributions to be calculated based on the actual working days of the employee. This ensures that contributions are proportional to the number of days worked in a given month.
*   Choose the option to **Postpone the updated SIO contributions due to Salary revisions to the next calendar year** if you wish to delay deductions resulting from salary revisions until the following calendar year.
*   Click **Save**.

![Social Security](/payroll/help/en-bh/social-security/sio.png)

**Pro Tip:** Understanding how the salary contributes to SIO is vital. Click the View Salary Components Used for SIO Contribution option to view the specific salary components is used to calculate the maximum contributory wage, providing transparency in the allocation of your salary towards SIO contributions.

## Employment Injury

The Employment Injury scheme in Bahrain is a social security program that provides financial protection to all employees in case of work-related injuries. Both employers and employees are required to contribute a percentage of the employee’s salary to this scheme.

The system ensures that employees receive necessary compensation and support in case of occupational accidents or injuries. Here’s what you need to note:

### Mandatory Contributions

Contribution rates under the Employment Injury scheme are defined as follows:

Authority

Employees’ Contribution

Employer’s Contribution

Employee Injury

0.00%

3.00%

Unemployment Insurance

1.00%

0.00%

* * *

**Note:**  
It is important to adhere to Employment Injury contribution guidelines. This involves accurate and timely reporting of contributions, and any changes in employment status.

* * *

Here’s how you can configure Employment Injury for your organisation.

### Configuring Employment Injury

*   Click **Settings** on the top right corner and select **Social Security** under _Setup and Configurations_.
*   Click **Edit** in the Social Insurance Organization (SIO) card.

![Social Security](/payroll/help/en-bh/social-security/sio-navigation.png)

*   Enable the **Calculate on pro-rata basis** option to ensure contributions are based on actual working days in the month.
*   Enable the option to **Postpone the updated Employment Injury contributions due to Salary revisions to the next calendar year** if you’d like deductions arising from salary changes to take effect from the next calendar year.
*   Click **Save**.

![Social Security](/payroll/help/en-bh/social-security/sio.png)

**Pro Tip:**  
You can view the salary components that determine the Contributory Wage by clicking View Salary Components applicable for Employment Injury Contributions.

* * *