Unify policy administration, claims, underwriting, and financial data in one platform. Get real-time visibility into loss ratios, combined ratios, and profitability metrics that drive smarter decisions across your entire operation.
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Leading insurers are moving beyond reactive reporting to proactive analytics.
Get complete visibility into your claims operation. Track key metrics like settlement ratios, processing times, and claim frequency while monitoring trends across claim types, aging patterns, and reserve accuracy.
Understand what keeps policyholders loyal. Monitor renewal rates, customer lifetime value, and satisfaction scores alongside complaint patterns and service performance to build stronger retention strategies.
Optimize how you write and sell business. Analyze quote-to-bind conversion, agent performance, commission structures, and channel effectiveness while tracking underwriting quality and compliance across your network.
Monitor your complete financial picture. Track premiums, loss ratios, expense ratios, and profitability trends across products, channels, and geographies with forecasting and heat map analysis.
Detect suspicious claim patterns instantly with pre-built machine learning models. Flag potential fraud rings, billing irregularities, and anomalous behaviors before they escalate.
Integrate policy administration, claims management, agency systems, and financials in one unified platform.
Drag-and-drop interface lets business users create loss runs, loss triangles, and profitability dashboards in minutes.
Claims, underwriting, finance, and executive teams work from the same data. Share dashboards, schedule automated reports, and make decisions together.
Forecast expected claim costs with machine learning models that analyze historical patterns for accurate loss reserving and premium pricing.
Identify policyholders at risk of non-renewal with predictive analytics that enable proactive retention strategies.
Ask natural language questions like "Which claim types are expected to cost more in the future?" and get instant insights without complex queries.
Uncover claim trends, risk patterns, and cost drivers automatically with AI-powered insights tailored for insurance data.
Understand why claim amount decreased through diagnostic analysis. Get AI-powered recommendations to act.
Model future scenarios with predictive capabilities for premium forecasting, customer segmentation, and strategic scenario planning.
Zoho Analytics has been a game changer for us. With near real-time reports, we can slice and dice data without relying on spreadsheets. Our business leaders can now monitor performance and view our credit control and debtor positions instantly instead of waiting until month-end.
Paul CoggerFinancial Controller, Arrow Risk ManagementEliminated manual data reconciliation between systems
Multi-currency reporting automated across GBP and USD
Single source of truth for underwriting, finance, and operations teams
Enhanced credit control with instant debtor position visibility
SOC 2 Type II certified, GDPR/CCPA compliant, role-based access control, audit trails, and encryption at rest and in transit.
Handle millions of rows with sub-second queries. Cloud-native architecture with 99.9% uptime SLA.
Cloud SaaS, on-premises, or embedded analytics. Choose what works for your business.
